I have been with Landmark Bank for three years now. I am a mortgage lender at our new office on the corner of Forum and Chapel Hill. I have my undergraduate degree from the University of Missouri and am currently pursuing my master's in financial planning at MU. You can reach me at 573-499-7327 or email me at Brandon.Gerau@landmarkbank.com.

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A 2016 Outlook for Mortgage Rates

What does the Federal Reserve System rate increase mean? The increase raised the federal fund’s rate a quarter of a point. This is the first time it had changed in almost a decade. The Fed doesn’t have a huge effect on long-term fixed rates. With interest rates on the rise, the adjustable rate mortgages could […]

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Top 10 FAQ’s

What is the minimum down payment? There are many types of loans that require different down payments. A bigger down payment might mean a lower interest rate and better loan terms. If you do not put 20 percent down, you will have mortgage insurance that will raise your monthly payments. What are the qualifying guidelines […]

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What the Pros Know: According to Brandon

How the Dodd-Frank Act Could Be Affecting Your Mortgage  Staying up-to-date on changing rules could protect you and your money! Learn about recent changes in the mortgage industry and how they affect you and your home. We seem to hear a lot in the media about securing mortgage approval and the difficulties plaguing mortgage consumers. […]

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